Kerrville, TX Homes and Neighborhoods
Kerrville is the county seat and largest town of Kerr County, set along the Guadalupe River about an hour northwest of San Antonio on Interstate 10. It has more of the everyday than the smaller towns around it: a university, a full range of stores and services and a historic downtown, with ranch land a short drive in every direction. Buyers look here for that mix of everyday convenience and open country, whether they want a house in town or a few acres outside it.
Buying a Home in Kerrville
Kerrville covers a wide range of budgets, from modest homes in town to a real luxury tier on land outside it. The Kerrville homes for sale on this page show what is listed and what sellers are asking, and setting up alerts for your price range is the easiest way to see homes as they come on the market.
Buyers who work with Mindy Thomas, broker/owner of Mindy Thomas Realty, have a licensed real estate broker in Texas and Colorado with more than 18 years in real estate on their side; she holds the Accredited Buyer's Representative (ABR®) designation and the e-PRO® and SFR® certifications. Eligible buyers receive a Buyer Rebate, subject to applicable requirements.
The Homes
Homes in Kerrville are almost all single-family homes, built over many decades. Expect mostly three- and four-bedroom homes, typically about 1,500 to 2,500 sq ft on quarter- to half-acre lots. Single-level living is the norm here, with mostly single-level homes.
In town, you'll find older neighborhoods near downtown and the river alongside subdivisions on the hills. Outside the city limits, homes sit on larger tracts with more of the Hill Country around them.
Homes with Acreage
Kerrville's homes with acreage sit on far more land than a typical in-town lot, and the homes themselves are typically larger too, with asking prices well above the market as a whole. On land, check the water source (city water or a private well), the septic system, access roads and any agricultural or wildlife tax valuation before you make an offer. Mindy has lived on acreage in River Mountain Ranch for about 20 years, so wells, septic systems and rural Hill Country property are things she knows firsthand.
Communities and Nearby Towns
Kerrville has named neighborhoods with their own pages, including Comanche Trace and Tierra Linda Ranch. Many homes here are in a mandatory HOA, so ask for the dues, the deed restrictions and what the HOA covers on any home you're considering.
If you're weighing Kerrville against its neighbors, Hunt lies upriver to the west, Comfort to the east, Fredericksburg to the north on State Highway 16, and Boerne down Interstate 10 toward San Antonio.
Selling a Home in Kerrville
Kerrville homes range from houses near downtown to land well outside town, and good marketing shows what each one sits on. Mindy Thomas Realty lists homes for a 1.95% listing fee with full-service marketing: professional photography, drone photography of the land and river setting, floor plans, virtual staging where appropriate, and online advertising. Any buyer-broker compensation is negotiated separately.
Kerrville Schools
Kerrville ISD serves most of the city, with four elementary schools (Tom Daniels, Nimitz, Starkey and Tally), Hal Peterson Middle School, Tivy High School and Hill Country High School, an alternative high school. Homes with a Kerrville address outside the city limits can fall in a neighboring district, and attendance zones can change, so confirm the schools for any specific address with Kerrville ISD or the district that serves it before relying on a listing's school fields. Schreiner University, a private four-year school, is also in town.
Living in Kerrville
The Guadalupe River runs through the middle of town and shapes much of life here, with city parks along its banks, the Kerrville River Trail and Kerrville-Schreiner Park for camping, hiking and time on the water. Downtown has local shops and restaurants, and the Museum of Western Art and the long-running Kerrville Folk Festival draw visitors from across Texas. State Highway 16 and State Highway 27 connect you to Fredericksburg, Ingram, Hunt and Comfort, and Interstate 10 gets you to San Antonio.
Questions to Ask Before Making an Offer
- Flood zone: Is the home in a FEMA flood zone, and will your lender require flood insurance?
- Is it inside the city limits? That decides whether you're on city water and sewer, and whether city or county rules and taxes apply.
- Well and septic: For homes outside town, have the well tested and the septic system inspected.
- HOA and restrictions: Get the dues and the deed restrictions, especially if you plan to add a building, keep animals or rent the home.
- Property taxes: Check the tax rates for the address and, if it will be your main home, file for the homestead exemption with the Kerr Central Appraisal District.
Get to know the Kerrville market
Every area has its own mix of homes, neighborhoods and price ranges. Mindy Thomas can help you understand what to expect in Kerrville and answer questions along the way.
Already own a home? We can help you get an estimate of what it might sell for in today’s Kerrville market. Call or text 830.446.6057 or send us a message.
